• joint and several promissory note

संयुक्त:    conjoined joint method of agreement and

संयुक्त और पृथक्:    joint and several संयुक्त conjoined

और:    More yet too much further else also and

पृथक्:    severally off separate disparate enclosed

दायित्व:    liability obligation onus trust mantle

वचनपत्र:    promissory note